:root,

[data-mode="light"] {

  --bg: #F4F1E8;

  --bg2: #E7E1D3;

  --card: #FFFDF7;

  --ink: #18231F;

  --ink2: #53605A;

  --ink3: #87918B;

  --blue: #176B5B;

  --blue2: #0F5145;

  --blue-soft: #DCEDE7;

  --coral: #C87545;

  --coral-soft: #F3E1D4;

  --line: #D5D9D2;

  --ok: #3D806E;

  --shadow: 0 14px 40px -24px rgba(24, 35, 31, .28);

}

[data-mode="dark"] {

  --bg: #0C1412;

  --bg2: #14201D;

  --card: #192723;

  --ink: #F3F1E8;

  --ink2: #B8C4BD;

  --ink3: #7D8B84;

  --blue: #5FC4A7;

  --blue2: #82D8BE;

  --blue-soft: #193A32;

  --coral: #E39A69;

  --coral-soft: #39261D;

  --line: #2A3934;

  --ok: #6BC7AC;

  --shadow: 0 18px 44px -24px rgba(0, 0, 0, .90);

}
    * {
      box-sizing: border-box;
      margin: 0;
      padding: 0;
    }

    html {
      scroll-behavior: smooth;
      scroll-padding-top: 90px;
    }

    body {
      font-family: 'DM Sans', system-ui, sans-serif;
      background: var(--bg);
      color: var(--ink);
      font-size: 16px;
      line-height: 1.6;
      transition: background .3s, color .3s;
    }

    a {
      color: inherit;
      text-decoration: none;
    }

    button,
    input,
    select,
    textarea {
      font-family: inherit;
    }

    :focus-visible {
      outline: 3px solid var(--coral);
      outline-offset: 2px;
      border-radius: 6px;
    }

    h1,
    h2,
    h3,
    h4 {
      font-weight: 700;
      letter-spacing: -.02em;
      line-height: 1.15;
    }

    .wrap {
      max-width: 1140px;
      margin: 0 auto;
      padding: 0 22px;
    }

    .sec {
      padding: 92px 0;
    }

    .tag {
      display: inline-flex;
      align-items: center;
      gap: 8px;
      font-size: 12.5px;
      font-weight: 700;
      color: var(--blue);
      text-transform: uppercase;
      letter-spacing: .1em;
      margin-bottom: 12px;
    }

    .tag::before {
      content: "";
      width: 22px;
      height: 3px;
      border-radius: 3px;
      background: var(--coral);
    }

    .h2 {
      font-size: clamp(28px, 3.8vw, 42px);
      margin-bottom: 12px;
    }

    .sub {
      color: var(--ink2);
      font-size: 17px;
      max-width: 560px;
    }

    .center {
      text-align: center;
    }

    .center .tag {
      justify-content: center;
    }

    .center .sub {
      margin: 0 auto;
    }

    .btn {
      display: inline-flex;
      align-items: center;
      justify-content: center;
      gap: 8px;
      padding: 13px 22px;
      border-radius: 999px;
      border: 2px solid transparent;
      font-weight: 700;
      font-size: 15px;
      cursor: pointer;
      background: var(--blue);
      color: #fff;
      transition: transform .15s, background .2s, border-color .2s, color .2s;
    }

    .btn:hover {
      transform: translateY(-2px);
      background: var(--blue2);
    }

    .btn.coral {
      background: var(--coral);
      color: #1a0f0c;
    }

    .btn.coral:hover {
      background: var(--coral);
      filter: brightness(1.05);
    }

    .btn.line {
      background: transparent;
      color: var(--ink);
      border-color: var(--line);
    }

    .btn.line:hover {
      border-color: var(--blue);
      color: var(--blue);
      background: transparent;
    }

    .btn.sm {
      padding: 9px 15px;
      font-size: 13.5px;
    }

    .btn .spin {
      display: none;
      width: 14px;
      height: 14px;
      border: 2px solid rgba(255, 255, 255, .4);
      border-top-color: currentColor;
      border-radius: 50%;
      animation: sp .7s linear infinite;
    }

    .btn.wait .lbl {
      display: none;
    }

    .btn.wait .spin {
      display: inline-block;
    }

    @keyframes sp {
      to {
        transform: rotate(360deg);
      }
    }

    /* reveal — slide in from left/right alternating */
    .rv {
      opacity: 0;
      transform: translateX(-28px);
      transition: opacity .6s ease, transform .6s cubic-bezier(.2, .7, .2, 1);
    }

    .rv.r {
      transform: translateX(28px);
    }

    .rv.u {
      transform: translateY(24px);
    }

    .rv.in {
      opacity: 1;
      transform: none;
    }

    /* HEADER */
    header {
      position: sticky;
      top: 0;
      z-index: 50;
      background: var(--card);
      border-bottom: 1px solid var(--line);
    }

    .nav {
      height: 72px;
      display: flex;
      align-items: center;
      gap: 16px;
    }

    .brand {
      display: flex;
      align-items: center;
      gap: 10px;
      font-weight: 700;
      font-size: 19px;
    }

    .brand .mk {
      width: 36px;
      height: 36px;
      border-radius: 10px;
      background: linear-gradient(135deg, var(--blue), var(--coral));
      color: #fff;
      display: grid;
      place-items: center;
      font-size: 16px;
      font-weight: 800;
    }

    .menu {
      display: flex;
      gap: 2px;
      margin-left: 12px;
    }

    .menu a {
      padding: 8px 12px;
      border-radius: 8px;
      font-size: 14.5px;
      font-weight: 600;
      color: var(--ink2);
      position: relative;
    }

    .menu a::after {
      content: "";
      position: absolute;
      left: 12px;
      right: 12px;
      bottom: 3px;
      height: 2px;
      background: var(--coral);
      transform: scaleX(0);
      transition: transform .25s;
      transform-origin: left;
    }

    .menu a.on,
    .menu a:hover {
      color: var(--ink);
    }

    .menu a.on::after {
      transform: scaleX(1);
    }

    .acts {
      margin-left: auto;
      display: flex;
      align-items: center;
      gap: 10px;
    }

    .switch {
      position: relative;
      width: 58px;
      height: 32px;
      border-radius: 999px;
      background: var(--bg2);
      border: 1px solid var(--line);
      cursor: pointer;
    }

    .switch .knob {
      position: absolute;
      top: 3px;
      left: 3px;
      width: 24px;
      height: 24px;
      border-radius: 50%;
      background: var(--blue);
      color: #fff;
      display: grid;
      place-items: center;
      font-size: 12px;
      transition: left .25s cubic-bezier(.3, 1.4, .5, 1);
    }

    [data-mode="dark"] .switch .knob {
      left: 29px;
      background: var(--coral);
      color: #1a0f0c;
    }

    .burger {
      display: none;
      width: 40px;
      height: 40px;
      border-radius: 10px;
      border: 1px solid var(--line);
      background: var(--card);
      color: var(--ink);
      font-size: 18px;
      cursor: pointer;
    }

    .mob {
      display: none;
      position: fixed;
      inset: 72px 0 0;
      background: var(--card);
      z-index: 49;
      padding: 20px;
    }

    .mob.open {
      display: block;
    }

    .mob a {
      display: block;
      padding: 14px 6px;
      font-weight: 700;
      font-size: 19px;
      border-bottom: 1px solid var(--line);
    }

    /* HERO */
    .hero {
      padding: 64px 0 80px;
      position: relative;
      overflow: hidden;
    }

    .hero-bg {
      position: absolute;
      inset: 0;
      pointer-events: none;
      z-index: 0;
    }

    .hero-bg span {
      position: absolute;
      border-radius: 50%;
      filter: blur(60px);
      opacity: .5;
    }

    .hero-bg .a {
      width: 420px;
      height: 420px;
      background: var(--blue-soft);
      top: -120px;
      right: -100px;
    }

    .hero-bg .b {
      width: 320px;
      height: 320px;
      background: var(--coral-soft);
      bottom: -100px;
      left: -80px;
    }

    .hero-grid {
      position: relative;
      z-index: 1;
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 48px;
      align-items: center;
    }

    .hero h1 {
      font-size: clamp(38px, 5vw, 58px);
      letter-spacing: -.035em;
      line-height: 1.05;
      margin: 16px 0 14px;
    }

    .hero h1 em {
      font-style: normal;
      color: var(--blue);
    }

    .hero .sub {
      margin-bottom: 26px;
    }

    .hero-cta {
      display: flex;
      flex-wrap: wrap;
      gap: 12px;
      margin-bottom: 30px;
    }

    .checks {
      display: grid;
      gap: 10px;
    }

    .checks div {
      display: flex;
      gap: 10px;
      align-items: center;
      font-size: 14.5px;
      font-weight: 600;
      color: var(--ink2);
    }

    .checks i {
      width: 24px;
      height: 24px;
      border-radius: 50%;
      background: var(--blue-soft);
      color: var(--blue);
      display: grid;
      place-items: center;
      font-size: 12px;
    }

    /* budget checker */
    .tool {
      background: var(--card);
      border: 1px solid var(--line);
      border-radius: 22px;
      box-shadow: var(--shadow);
      overflow: hidden;
    }

    .tabs {
      display: flex;
      border-bottom: 1px solid var(--line);
      background: var(--bg2);
    }

    .tabs button {
      flex: 1;
      padding: 14px 10px;
      background: none;
      border: 0;
      font-weight: 700;
      font-size: 14px;
      color: var(--ink2);
      cursor: pointer;
      border-bottom: 3px solid transparent;
      transition: .2s;
    }

    .tabs button.on {
      color: var(--blue);
      background: var(--card);
      border-bottom-color: var(--coral);
    }

    .pane {
      display: none;
      padding: 22px;
    }

    .pane.on {
      display: block;
      animation: fade .3s ease;
    }

    @keyframes fade {
      from {
        opacity: 0;
        transform: translateY(6px);
      }
    }

    .row {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 12px;
      margin-bottom: 12px;
    }

    .f label {
      display: block;
      font-size: 12.5px;
      font-weight: 700;
      color: var(--ink2);
      margin-bottom: 6px;
    }

    .f input,
    .f select {
      width: 100%;
      padding: 11px 13px;
      border-radius: 11px;
      border: 1.5px solid var(--line);
      background: var(--bg);
      color: var(--ink);
      font-size: 15px;
      outline: none;
    }

    .f input:focus,
    .f select:focus {
      border-color: var(--blue);
    }

    .money {
      position: relative;
    }

    .money::before {
      content: "$";
      position: absolute;
      left: 13px;
      top: 50%;
      transform: translateY(-50%);
      color: var(--ink3);
      font-weight: 700;
    }

    .money input {
      padding-left: 26px;
    }

    .out {
      margin-top: 8px;
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 12px;
    }

    .o {
      border-radius: 14px;
      padding: 14px;
      background: var(--bg);
      border: 1px solid var(--line);
    }

    .o small {
      display: block;
      font-size: 12px;
      color: var(--ink3);
      font-weight: 700;
    }

    .o b {
      display: block;
      font-size: 22px;
      letter-spacing: -.02em;
      margin-top: 2px;
    }

    .o.good b {
      color: var(--ok);
    }

    .o.warn b {
      color: var(--coral);
    }

    .verdict {
      margin-top: 12px;
      padding: 12px 14px;
      border-radius: 12px;
      font-size: 14px;
      font-weight: 600;
      display: flex;
      gap: 10px;
      align-items: flex-start;
    }

    .verdict.good {
      background: rgba(18, 183, 106, .12);
      color: var(--ok);
    }

    .verdict.warn {
      background: var(--coral-soft);
      color: #9a2f1f;
    }

    [data-mode="dark"] .verdict.warn {
      color: var(--coral);
    }

    .bar-svg {
      width: 100%;
      height: auto;
      display: block;
      margin-top: 14px;
    }

    .bar-svg rect {
      transition: width .6s cubic-bezier(.2, .7, .2, 1);
    }

    .legend {
      display: flex;
      flex-wrap: wrap;
      gap: 14px;
      margin-top: 10px;
      font-size: 12.5px;
      font-weight: 600;
      color: var(--ink2);
    }

    .legend i {
      display: inline-block;
      width: 10px;
      height: 10px;
      border-radius: 3px;
      margin-right: 6px;
      vertical-align: middle;
    }

    /* right visual */
    .viz {
      background: var(--card);
      border: 1px solid var(--line);
      border-radius: 26px;
      padding: 28px;
      box-shadow: var(--shadow);
      position: relative;
    }

    .viz h3 {
      font-size: 16px;
      margin-bottom: 4px;
    }

    .viz p {
      font-size: 13.5px;
      color: var(--ink2);
      margin-bottom: 16px;
    }

    .stack {
      width: 100%;
      height: auto;
      display: block;
    }

    .stack rect {
      transition: height .6s cubic-bezier(.2, .7, .2, 1), y .6s cubic-bezier(.2, .7, .2, 1);
    }

    .float {
      position: absolute;
      font-size: 30px;
      animation: bob 4s ease-in-out infinite;
    }

    .float.a {
      top: -16px;
      right: 26px;
    }

    .float.b {
      bottom: -14px;
      left: 30px;
      animation-delay: 1s;
    }

    @keyframes bob {
      50% {
        transform: translateY(-10px);
      }
    }

    .viz-notes {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 10px;
      margin-top: 16px;
    }

    .viz-notes div {
      background: var(--bg);
      border: 1px solid var(--line);
      border-radius: 12px;
      padding: 10px 12px;
      font-size: 12.5px;
      font-weight: 600;
      text-align: center;
    }

    .viz-notes b {
      display: block;
      font-size: 17px;
      letter-spacing: -.02em;
    }

    /* ABOUT */
    .about {
      background: var(--card);
      border-top: 1px solid var(--line);
      border-bottom: 1px solid var(--line);
    }

    .about-grid {
      display: grid;
      grid-template-columns: 5fr 7fr;
      gap: 56px;
      align-items: start;
    }

    .timeline {
      display: grid;
      gap: 0;
    }

    .tl {
      display: grid;
      grid-template-columns: 34px 1fr;
      gap: 16px;
      padding: 18px 0;
      border-bottom: 1px dashed var(--line);
    }

    .tl:last-child {
      border-bottom: 0;
    }

    .tl .dot {
      width: 34px;
      height: 34px;
      border-radius: 50%;
      background: var(--blue-soft);
      display: grid;
      place-items: center;
      font-size: 16px;
    }

    .tl h3 {
      font-size: 16px;
      margin-bottom: 4px;
    }

    .tl p {
      font-size: 14.5px;
      color: var(--ink2);
    }

    .vals {
      display: grid;
      grid-template-columns: repeat(2, 1fr);
      gap: 10px;
      margin-top: 22px;
    }

    .vals div {
      border: 1px solid var(--line);
      border-radius: 12px;
      padding: 12px 14px;
      font-size: 14px;
      font-weight: 600;
      display: flex;
      gap: 8px;
      align-items: center;
    }

    /* SERVICES — searchable expandable list */
    .svc-tools {
      display: flex;
      flex-wrap: wrap;
      gap: 10px;
      margin-bottom: 20px;
    }

    .search {
      flex: 1;
      min-width: 240px;
      position: relative;
    }

    .search i {
      position: absolute;
      left: 14px;
      top: 50%;
      transform: translateY(-50%);
      color: var(--ink3);
    }

    .search input {
      width: 100%;
      padding: 13px 14px 13px 40px;
      border-radius: 999px;
      border: 1.5px solid var(--line);
      background: var(--card);
      color: var(--ink);
      font-size: 15px;
      outline: none;
    }

    .search input:focus {
      border-color: var(--blue);
    }

    .chips {
      display: flex;
      flex-wrap: wrap;
      gap: 8px;
    }

    .chip {
      padding: 9px 14px;
      border-radius: 999px;
      border: 1.5px solid var(--line);
      background: var(--card);
      color: var(--ink2);
      font-size: 13px;
      font-weight: 700;
      cursor: pointer;
      transition: .18s;
    }

    .chip.on {
      background: var(--blue);
      border-color: var(--blue);
      color: #fff;
    }

    .chip:hover:not(.on) {
      border-color: var(--blue);
      color: var(--blue);
    }

    .svc-group {
      margin-bottom: 26px;
    }

    .svc-group h3 {
      font-size: 13px;
      letter-spacing: .1em;
      text-transform: uppercase;
      color: var(--ink3);
      margin: 0 0 10px 4px;
      display: flex;
      align-items: center;
      gap: 8px;
    }

    .svc-group h3 span {
      font-size: 16px;
    }

    .svc {
      background: var(--card);
      border: 1px solid var(--line);
      border-radius: 16px;
      margin-bottom: 8px;
      overflow: hidden;
      transition: border-color .2s, box-shadow .2s;
    }

    .svc:hover {
      border-color: var(--blue);
    }

    .svc.open {
      border-color: var(--blue);
      box-shadow: var(--shadow);
    }

    .svc-h {
      width: 100%;
      display: grid;
      grid-template-columns: 44px 1fr 28px;
      gap: 14px;
      align-items: center;
      padding: 14px 16px;
      background: none;
      border: 0;
      text-align: left;
      cursor: pointer;
      color: var(--ink);
    }

    .svc-h .em {
      width: 44px;
      height: 44px;
      border-radius: 12px;
      background: var(--blue-soft);
      display: grid;
      place-items: center;
      font-size: 20px;
    }

    .svc-h b {
      font-size: 16px;
      display: block;
    }

    .svc-h small {
      font-size: 13px;
      color: var(--ink3);
    }

    .svc-h .arr {
      width: 28px;
      height: 28px;
      border-radius: 50%;
      background: var(--bg);
      display: grid;
      place-items: center;
      color: var(--blue);
      transition: transform .3s;
    }

    .svc.open .svc-h .arr {
      transform: rotate(180deg);
      background: var(--blue);
      color: #fff;
    }

    .svc-b {
      max-height: 0;
      overflow: hidden;
      transition: max-height .4s cubic-bezier(.2, .7, .2, 1);
    }

    .svc.open .svc-b {
      max-height: 320px;
    }

    .svc-b .in {
      padding: 0 16px 16px 74px;
      display: flex;
      flex-wrap: wrap;
      gap: 14px;
      align-items: flex-end;
      justify-content: space-between;
    }

    .svc-b p {
      font-size: 14.5px;
      color: var(--ink2);
      line-height: 1.6;
      flex: 1;
      min-width: 240px;
    }

    .empty {
      text-align: center;
      padding: 40px;
      color: var(--ink3);
      font-weight: 600;
    }

    /* BENEFITS — icon list two columns with big numbers */
    .bl {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 16px 40px;
    }

    .bi-row {
      display: grid;
      grid-template-columns: 54px 1fr;
      gap: 16px;
      padding: 18px 0;
      border-bottom: 1px solid var(--line);
    }

    .bi-row .n {
      font-size: 28px;
      font-weight: 800;
      color: var(--blue-soft);
      -webkit-text-stroke: 1.5px var(--blue);
      letter-spacing: -.03em;
      line-height: 1;
    }

    [data-mode="dark"] .bi-row .n {
      color: transparent;
    }

    .bi-row h3 {
      font-size: 17px;
      margin-bottom: 5px;
      display: flex;
      gap: 8px;
      align-items: center;
    }

    .bi-row p {
      font-size: 14px;
      color: var(--ink2);
    }

    /* PROCESS — horizontal stepper */
    .proc {
      background: var(--card);
      border-top: 1px solid var(--line);
      border-bottom: 1px solid var(--line);
    }

    .stepper {
      display: grid;
      grid-template-columns: repeat(4, 1fr);
      gap: 0;
      position: relative;
    }

    .stepper::before {
      content: "";
      position: absolute;
      left: 12%;
      right: 12%;
      top: 26px;
      height: 2px;
      background: var(--line);
    }

    .st {
      text-align: center;
      padding: 0 12px;
      position: relative;
    }

    .st .c {
      width: 52px;
      height: 52px;
      border-radius: 50%;
      background: var(--card);
      border: 2px solid var(--blue);
      color: var(--blue);
      display: grid;
      place-items: center;
      font-weight: 800;
      margin: 0 auto 16px;
      font-size: 17px;
      position: relative;
      z-index: 1;
      transition: .25s;
    }

    .st:hover .c {
      background: var(--blue);
      color: #fff;
      transform: scale(1.08);
    }

    .st h3 {
      font-size: 17px;
      margin-bottom: 6px;
    }

    .st p {
      font-size: 14px;
      color: var(--ink2);
    }

    /* TESTIMONIALS — carousel-free stagger */
    .tg {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 16px;
      align-items: start;
    }

    .tc {
      background: var(--card);
      border: 1px solid var(--line);
      border-radius: 18px;
      padding: 22px;
      position: relative;
    }

    .tc:nth-child(2) {
      margin-top: 28px;
    }

    .tc .q {
      position: absolute;
      top: 14px;
      right: 18px;
      font-size: 44px;
      color: var(--blue-soft);
      line-height: 1;
      font-weight: 800;
    }

    .tc .stars {
      color: var(--coral);
      font-size: 13px;
      letter-spacing: 3px;
      margin-bottom: 10px;
    }

    .tc p {
      font-size: 14.5px;
      color: var(--ink2);
      margin-bottom: 16px;
    }

    .tc .w {
      display: flex;
      gap: 10px;
      align-items: center;
    }

    .tc .av {
      width: 40px;
      height: 40px;
      border-radius: 50%;
      background: var(--blue);
      color: #fff;
      display: grid;
      place-items: center;
      font-weight: 800;
      font-size: 13px;
    }

    .tc .w b {
      display: block;
      font-size: 14px;
    }

    .tc .w span {
      font-size: 12.5px;
      color: var(--ink3);
    }

    /* FAQ — two column */
    .faq {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 12px;
    }

    .qa {
      background: var(--card);
      border: 1px solid var(--line);
      border-radius: 14px;
      overflow: hidden;
    }

    .qa button {
      width: 100%;
      text-align: left;
      padding: 16px 18px;
      background: none;
      border: 0;
      color: var(--ink);
      font-weight: 700;
      font-size: 15px;
      display: flex;
      justify-content: space-between;
      gap: 12px;
      cursor: pointer;
    }

    .qa button i {
      color: var(--blue);
      transition: transform .3s;
    }

    .qa.open button i {
      transform: rotate(45deg);
    }

    .qa .a {
      max-height: 0;
      overflow: hidden;
      transition: max-height .35s ease;
    }

    .qa.open .a {
      max-height: 240px;
    }

    .qa .a p {
      padding: 0 18px 16px;
      color: var(--ink2);
      font-size: 14px;
    }

    /* NEWSLETTER — split band */
    .news {
      border-radius: 24px;
      overflow: hidden;
      display: grid;
      grid-template-columns: 1fr 1fr;
      border: 1px solid var(--line);
    }

    .news .l {
      background: var(--blue);
      color: #fff;
      padding: 40px;
    }

    .news .l h2 {
      font-size: clamp(24px, 3vw, 34px);
      color: #fff;
      margin: 12px 0 10px;
    }

    .news .l p {
      color: rgba(255, 255, 255, .85);
      font-size: 15px;
    }

    .news .l .tag {
      color: #fff;
    }

    .news .l .tag::before {
      background: var(--coral);
    }

    .news .r {
      background: var(--card);
      padding: 34px;
    }

    .agree {
      display: flex;
      gap: 9px;
      align-items: flex-start;
      font-size: 13px;
      color: var(--ink2);
      margin: 8px 0 14px;
    }

    .agree input {
      width: 16px;
      height: 16px;
      margin-top: 3px;
      accent-color: var(--blue);
    }

    .agree a {
      color: var(--blue);
      font-weight: 700;
      text-decoration: underline;
    }

    .linkish {
      background: none;
      border: 0;
      color: var(--ink3);
      text-decoration: underline;
      cursor: pointer;
      font-size: 13px;
      margin-top: 12px;
    }

    /* CONTACT */
    .cg {
      display: grid;
      grid-template-columns: 7fr 5fr;
      gap: 20px;
    }

    .card {
      background: var(--card);
      border: 1px solid var(--line);
      border-radius: 20px;
      padding: 26px;
    }

    .f textarea {
      width: 100%;
      min-height: 120px;
      padding: 11px 13px;
      border-radius: 11px;
      border: 1.5px solid var(--line);
      background: var(--bg);
      color: var(--ink);
      font-size: 15px;
      outline: none;
      resize: vertical;
    }

    .f textarea:focus {
      border-color: var(--blue);
    }

    .f {
      margin-bottom: 12px;
    }

    .ci {
      display: flex;
      gap: 14px;
      padding: 14px 0;
      border-bottom: 1px solid var(--line);
    }

    .ci:last-child {
      border-bottom: 0;
    }

    .ci .ic {
      width: 44px;
      height: 44px;
      border-radius: 12px;
      background: var(--coral-soft);
      display: grid;
      place-items: center;
      font-size: 19px;
      flex-shrink: 0;
    }

    .ci b {
      display: block;
      font-size: 12px;
      color: var(--ink3);
      text-transform: uppercase;
      letter-spacing: .06em;
    }

    .ci span,
    .ci a {
      font-size: 15px;
      font-weight: 600;
    }

    /* CTA */
    .cta {
      border-radius: 24px;
      padding: 52px 36px;
      text-align: center;
      background: linear-gradient(120deg, var(--blue), #3f6cff 55%, var(--coral));
      color: #fff;
    }

    .cta h2 {
      font-size: clamp(26px, 4vw, 42px);
      color: #fff;
      margin-bottom: 10px;
    }

    .cta p {
      color: rgba(255, 255, 255, .9);
      max-width: 520px;
      margin: 0 auto 22px;
    }

    .cta .btn {
      background: #fff;
      color: var(--blue2);
    }

    footer {
      border-top: 1px solid var(--line);
      padding: 52px 0 28px;
      margin-top: 92px;
      background: var(--card);
    }

    .fg {
      display: grid;
      grid-template-columns: 1.6fr 1fr 1fr 1.2fr;
      gap: 30px;
      margin-bottom: 30px;
    }

    .fg p {
      color: var(--ink2);
      font-size: 14.5px;
      margin-top: 12px;
      max-width: 280px;
    }

    .soc {
      display: flex;
      gap: 8px;
      margin-top: 14px;
    }

    .soc a {
      width: 38px;
      height: 38px;
      border-radius: 10px;
      border: 1px solid var(--line);
      display: grid;
      place-items: center;
      color: var(--ink2);
    }

    .soc a:hover {
      color: var(--blue);
      border-color: var(--blue);
    }

    .fc h5 {
      font-size: 12px;
      letter-spacing: .1em;
      text-transform: uppercase;
      color: var(--ink3);
      margin-bottom: 12px;
    }

    .fc ul {
      list-style: none;
    }

    .fc li {
      margin-bottom: 8px;
    }

    .fc a,
    .fc button {
      font-size: 14.5px;
      color: var(--ink2);
      background: none;
      border: 0;
      cursor: pointer;
      padding: 0;
    }

    .fc a:hover,
    .fc button:hover {
      color: var(--blue);
    }

    .fb {
      display: flex;
      justify-content: space-between;
      flex-wrap: wrap;
      gap: 10px;
      padding-top: 20px;
      border-top: 1px solid var(--line);
      font-size: 13.5px;
      color: var(--ink3);
    }

    .fb button {
      background: none;
      border: 0;
      color: var(--ink3);
      text-decoration: underline;
      cursor: pointer;
      font-size: 13.5px;
    }

    /* modal + toast */
    .ov {
      position: fixed;
      inset: 0;
      background: rgba(16, 24, 40, .55);
      backdrop-filter: blur(4px);
      display: none;
      place-items: center;
      padding: 20px;
      z-index: 100;
    }

    .ov.open {
      display: grid;
    }

    .md {
      background: var(--card);
      border-radius: 20px;
      width: min(560px, 100%);
      max-height: 82vh;
      overflow: auto;
      animation: pop .3s ease;
    }

    @keyframes pop {
      from {
        opacity: 0;
        transform: scale(.97) translateY(10px);
      }
    }

    .mh {
      display: flex;
      justify-content: space-between;
      align-items: center;
      padding: 18px 22px;
      border-bottom: 1px solid var(--line);
    }

    .mh h3 {
      font-size: 19px;
    }

    .mh button {
      width: 34px;
      height: 34px;
      border-radius: 10px;
      border: 1px solid var(--line);
      background: none;
      color: var(--ink);
      cursor: pointer;
    }

    .mb {
      padding: 22px;
      color: var(--ink2);
      font-size: 14.5px;
    }

    .mb h4 {
      color: var(--ink);
      font-size: 15px;
      margin: 14px 0 6px;
    }

    .mb p {
      margin-bottom: 8px;
    }

    #toasts {
      position: fixed;
      bottom: 20px;
      right: 20px;
      z-index: 200;
      display: grid;
      gap: 10px;
    }

    .toast {
      background: var(--ink);
      color: var(--bg);
      border-radius: 12px;
      padding: 13px 18px;
      font-size: 14px;
      font-weight: 600;
      display: flex;
      gap: 10px;
      align-items: center;
      box-shadow: var(--shadow);
      animation: up .3s ease;
    }

    .toast i {
      color: var(--ok);
    }

    .toast.out {
      animation: down .3s ease forwards;
    }

    @keyframes up {
      from {
        opacity: 0;
        transform: translateY(14px);
      }
    }

    @keyframes down {
      to {
        opacity: 0;
        transform: translateY(14px);
      }
    }

    @media (max-width: 1000px) {

      .hero-grid,
      .about-grid,
      .cg,
      .news,
      .faq,
      .bl {
        grid-template-columns: 1fr;
      }

      .tg {
        grid-template-columns: 1fr 1fr;
      }

      .tc:nth-child(2) {
        margin-top: 0;
      }

      .stepper {
        grid-template-columns: 1fr 1fr;
        gap: 26px;
      }

      .stepper::before {
        display: none;
      }

      .fg {
        grid-template-columns: 1fr 1fr;
      }
    }

    @media (max-width: 800px) {
      .menu {
        display: none;
      }

      .burger {
        display: block;
      }

      .acts .btn {
        display: none;
      }
    }

    @media (max-width: 620px) {

      .row,
      .out,
      .tg,
      .stepper,
      .fg,
      .vals,
      .viz-notes {
        grid-template-columns: 1fr;
      }

      .svc-b .in {
        padding-left: 16px;
      }

      .sec {
        padding: 68px 0;
      }

      .hero {
        padding: 40px 0 56px;
      }

      .news .l,
      .news .r {
        padding: 26px;
      }
    }

/* Multi-page additions */
.page-main { min-height: 55vh; }
.page-hero { padding: 58px 0 34px; background: var(--card); border-bottom: 1px solid var(--line); }
.page-hero .h2 { margin-bottom: 10px; }
.page-hero .sub { max-width: 720px; }
.legal-page { padding-top: 60px; }
.legal-card { background: var(--card); border: 1px solid var(--line); border-radius: 20px; padding: 30px; box-shadow: var(--shadow); }
.legal-card h4 { margin: 22px 0 7px; color: var(--ink); font-size: 17px; }
.legal-card p { color: var(--ink2); margin-bottom: 10px; }
.form-page { max-width: 760px; margin: 0 auto; }
.full-btn { width: 100%; }
.mt-14 { margin-top: 14px; }
.mt-42 { margin-top: 42px; }
.mb-12 { margin-bottom: 12px; }
.mb-22 { margin-bottom: 22px; }
.mb-24 { margin-bottom: 24px; }
.mb-28 { margin-bottom: 28px; }
.mb-40 { margin-bottom: 40px; }
.no-pad { padding: 0 !important; }
.no-top-pad { padding-top: 0 !important; }
.info-verdict { background: var(--blue-soft) !important; color: var(--blue) !important; }
.modal-narrow { max-width: 440px !important; }
.swatch { display: inline-block; width: 10px; height: 10px; border-radius: 3px; margin-right: 6px; vertical-align: middle; }
.swatch[data-swatch="var(--blue)"] { background: var(--blue); }
.swatch[data-swatch="#6D8DFF"] { background: #6D8DFF; }
.swatch[data-swatch="var(--coral)"] { background: var(--coral); }
.swatch[data-swatch="#FFA391"] { background: #FFA391; }
.page-links { display:flex; gap:10px; flex-wrap:wrap; margin-top:20px; }
.policy-actions { display:flex; gap:10px; flex-wrap:wrap; margin-top:24px; }